Is Compound Interest the Most Powerful Force in the Investment Universe?

Is Compound Interest the Most Powerful Force in the Investment Universe? Recently, I was discussing compound interest and the best time to start investing with a major league baseball player …
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Please Forward My Mail to Costa Rica!

Please Forward My Mail to Costa Rica! Clients of mine, a couple in their mid-60s, are in the process of selling their San Diego business and Del Mar home, and …
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Would You Like To Earn a Higher Interest Rate While Still Having Liquidity?

Earlier this month, I asked a client if he wold like to earn a higher interest rate while still having liquidity after he complained about the paltry earnings on his …
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Is ESOP the Guy Who Wrote all Those Fables?

Well … I guess that was Aesop, but still – is it just a “fable” that ESOPs should be considered by a business owner considering a transition or sale of …
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So What If the Heart Attack Comes Up Short?

Just last week, I received an urgent call from a client. He inquired about insurance to provide an income in the event of disability. As we talked about his sudden …
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The Business “Prenuptial” and Avoiding the Manure

Last week I was visiting with prospective clients who own a national business based in Texas. When I think of Texas, I think of longhorn cattle that leave behind a …
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Why Review Your Estate Documents?

When was the last time you reviewed your estate documents? If it has been awhile, you are not alone. Last week I spoke with a bright, successful entrepreneur with a …
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The Impact of a Single Life

During this holiday season, I would like to share the moving story of Louis “Louie” Zamperini, a man who endured inconceivable tragedy and yet in the end, chose to live …
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Do They Celebrate Thanksgiving in Liberia?

We were at church with a dear friend from Africa this last Sunday. She asked me, “Papa – what does it mean – Thanksgiving? Why do we celebrate it here …
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4550 Kearny Villa Road
Suite 103
San Diego, CA 92123
Office: (858) 569-0633
Fax: (858) 333-4942