By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Gobble, gobble. Thanksgiving is a core American holiday where many get to spend quality time with their friends, family and loved ones, maybe watch some football on T.V., enjoy a home-cooked meal – and all this …
“Imagine That™!” Newsletter
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Statistically, it is three to six times more likely that your income will stop because of being too sick or hurt to work than being too dead to work. And yet disability insurance is often ignored …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Did you know that trying to time the commercial real estate market is a bad idea? Learn about innovative ideas that have been helping San Diego investors grow their wealth, tips on commercial real estate loans …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Fifteen years ago, I was asked to consider hiring a PEO for Wealth Legacy Group®, Inc. “A what?” I replied. “A PEO,” I was told again by my friend. “What is that?” I asked, and wonder …
Are You “PO’d” That You Don’t Know What A PEO Is? Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA As many of you know, philanthropy is a significant focus of my life’s work. My goal is to facilitate, directly or indirectly, $1 billion to charity. In August 2012, we crossed the $100M mark and that …
Achieving Quantum Impact: Doing Well While Doing Good Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Over the years, I have had many clients complain about the complexity of setting up and maintaining a retirement plan at work, whether it’s a 401(k), 403(b), 457, or some type of pension plan. When you …
A “SIMPLE” IRA Might Be Just the Cure For the “Retirement Plan Complexity Blues” Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA I co-host The Wealth Building Hour radio show. I recently had the pleasure of interviewing two guests, Ken Rose, Esq. and Jack Landers, who addressed employment law issues and the use of Employment Practices Liability Insurance …
Six Ways To Protect Your Business Against Employment Lawsuits Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA I recently had dinner with a client who is the CEO of a Fortune 500 company. Although he is now a multimillionaire and no longer worries about money, his path to fortune was full of setbacks. …
The 10 Worst Financial Mistakes … And How to Avoid Them Read More »
Is Compound Interest the Most Powerful Force in the Investment Universe? By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Recently, I was discussing compound interest and the best time to start investing with a major league baseball player in his mid-20s who was in …
Is Compound Interest the Most Powerful Force in the Investment Universe? Read More »
Please Forward My Mail to Costa Rica! By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Clients of mine, a couple in their mid-60s, are in the process of selling their San Diego business and Del Mar home, and moving to another country to retire. …