By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA I love this time of year! The cooler temperatures, the beautiful lights in our city and county, and the food. Who would have thought there were so many different ways to have chocolate? Not only …
“Imagine That™!” Newsletter
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA In July 2020’s “Imagine That™!” we met “Donna” (named changed), an interior decorator with a thriving business, who had asked us to help establish her estate plan and create a legacy for her two children …
Can Family Wealth Last More Than Two Generations? Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA In 2019, we were hired by a lovely couple to advise them on the investment of assets and updating of their estate plan. Thirty days prior to hiring us, they had closed on the sale …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA Recently, we were meeting with a new client who had sold his business and came in with a great deal of cash – multi seven-figures. He had an interest in buying real estate and …
Tax-Free Growth With Liquidity, Creditor Protection & So Much More! Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA Several years ago, I received a call from an attorney friend. Lynda asked if I would like to invest with her and buy a fractional interest in an apartment building in Texas. I explained …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA In last month’s newsletter, “The Breakdown on Bonds,” we dove into a discussion about the investment instrument we call “bonds” and how sometimes – like right now – they “misbehave!” We also looked at why …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP, WMCP | Wealth Legacy Group®, Inc. | San Diego, CA Recently I sat down with a new prospective client we’ll call Tim (not his real name). Tim is in a conundrum. At age 66, he is worried about inflation, preserving his assets, and troubled …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Happy Thanksgiving! Really? I have heard more than one person say they are really looking forward to having this year in the books! Many have experienced heartache over the loss of their health – a job …
Thanksgiving: What Would You Have Tomorrow If . . . Read More »
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Legend has it, Delaware got its nickname “The Diamond State” from Thomas Jefferson because he described it as a “jewel” among the other states. What is not commonly known is that Jefferson gave the State this …
By R. J. Kelly, CAP, ChFC, CEPA, CLU, MSFS, RICP, IAR, AEP | Wealth Legacy Group®, Inc. | San Diego, CA Are there organizations out there doing great things to make the world a better place . . . and you would like to help? Are you feeling concerned about the care and betterment of others? Perhaps …