“Two Out of Three Ain’t Bad”

The ideal investment opportunity would have the following three attributes: tax deductible going in – tax-free growth – and no tax coming out. That would be ideal, but unfortunately, that …
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Should you change your Certificate of Deposit to an Annuity?

Like so many Americans, my clients Don and Sue have bank Certificates of Deposits (CDs) maturing on April 15th. The renewal rate on their CDs will be less than 1% …
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How is Your Fund Manager Compensated… and Should You Care?

Many of us invest in mutual funds without asking ourselves how fund managers are compensated. Is compensation based on fund performance (i.e. does the fund manager have “skin in the …
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Philip Seymour Hoffman’s Untimely Death Reminds Us to Periodically Review our Estate Documents

Oscar winning actor Philip Seymour Hoffman died unexpectedly on February 2, 2014 in his New York City apartment from an apparent heroin overdose. He appeared in more than 50 movies …
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Why Are A Roth IRA And “Super-Roth” So Darn Attractive?

Last week I was contacted by a client who is receiving a substantial distribution from his retirement plan account. Given the fact that he will likely retire in a tax …
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Lessons Learned – Actor James Gandolfini’s Will

This should be a wakeup call to anyone who will eventually die. (If this does not include you, I would love to hear your story!) …Actor James Gandolfini, who played …
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What Do You Think It Is Worth? (Part II)

Creating Business Value, Part II A couple of months ago I told you about a good friend of mine, John. We had shared our life experiences together and built a …
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What Do You Think It Is Worth? (Part I)

Creating Business Value, Part I Over the years I have been blessed with several very deep and meaningful friendships. Few have meant as much to me as my friendship with …
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Good News from the IRS

Deducting the Home Office Gets SimplerIt’s never too early to start planning for filing your 2013 income tax. And there is some very sensible, good news if you are one of the …
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4550 Kearny Villa Road
Suite 103
San Diego, CA 92123
Office: (858) 569-0633
Fax: (858) 333-4942