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Chapter 1: The Five Hows Building a map of and toward your retirement gives you critical mileposts so you aren’t throwing darts blindfolded and hoping that one of them hits.  Major takeaways from this chapter will include:  1) How to specifically define what retirement looks like to you 2) Where does age 65 come from …

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With over 30 years of experience, R. J. Kelly holds numerous advanced professional designations. Below is a list of his most significant designations or degrees, along with a brief description (in plain English) – and what it means for you, his valued clients. 1. Retirement Income Certified Professional (RICP®) designation provides comprehensive instruction on building integrated and …

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