Paying It Forward Never Goes Out Of Style – College Savings Plan

Several weeks ago, a client asked us how he could start a college savings plan to best help a grandchild with their college expenses, which prompted this month’s Imagine That! newsletter. Whether your intentions are to help pay for an education, a wedding, a home …
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Is Giving Thanks Once A Year Enough?

Gobble, gobble. Thanksgiving is a core American holiday where many get to spend quality time with their friends, family and loved ones, maybe watch some football on T.V., enjoy a home-cooked meal – and all this on a weekday! For us history buffs, Thanksgiving first …
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“It Ain’t Salesy If It’s True”… The 10% Discount Is Going Away

Statistically, it is three to six times more likely that your income will stop because of being too sick or hurt to work than being too dead to work.  And yet disability insurance is often ignored in risk management.  Of all forms of insurance, disability …
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Are You “PO’d” That You Don’t Know What A PEO Is?

Fifteen years ago, I was asked to consider hiring a PEO for Wealth Legacy Group®, Inc.  “A what?” I replied.  “A PEO,” I was told again by my friend.  “What is that?” I asked, and wonder if you might have asked the same question.  With …
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Achieving Quantum Impact: Doing Well While Doing Good

As many of you know, philanthropy is a significant focus of my life’s work.  My goal is to facilitate, directly or indirectly, $1 billion to charity.  In August 2012, we crossed the $100M mark and that is not counting a significantly wealthy individual with whom …
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A “SIMPLE” IRA Might Be Just the Cure For the “Retirement Plan Complexity Blues”

Over the years, I have had many clients complain about the complexity of setting up and maintaining a retirement plan at work, whether it’s a 401(k), 403(b), 457, or some type of pension plan.  When you look at the annual testing, reporting, etc., it becomes …
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“Six Ways To Protect Your Business Against Employment Lawsuits”

I co-host The Wealth Building Hour radio show.  I recently had the pleasure of interviewing two guests, Ken Rose, Esq. and Jack Landers, who addressed employment law issues and the use of Employment Practices Liability Insurance to protect your business against employment lawsuits. After listening …
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The 10 Worst Financial Mistakes … And How to Avoid Them

I recently had dinner with a client who is the CEO of a Fortune 500 company. Although he is now a multimillionaire and no longer worries about money, his path to fortune was full of setbacks.  He made countless financial mistakes along the way and …
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Is Compound Interest the Most Powerful Force in the Investment Universe?

Is Compound Interest the Most Powerful Force in the Investment Universe? Recently, I was discussing compound interest and the best time to start investing with a major league baseball player in his mid-20s who was in the office.  He had the insight to understand that …
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Please Forward My Mail to Costa Rica!

Please Forward My Mail to Costa Rica! Clients of mine, a couple in their mid-60s, are in the process of selling their San Diego business and Del Mar home, and moving to another country to retire. This has led them to ask many questions concerning …
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Office: (858) 569-0633
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